We Buy Houses in Oswego, IL

Yes. We buy houses as-is across Oswego, in the Kendall County and Will County parts of the village. Oswego has its own transfer stamp, and the village checks open accounts on the property before it releases the stamp. You don't need to fix or clean anything first, and the offer comes in writing.

Last reviewed: October 2026, by Brad Esposito

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Who's writing this guide?

I'm Brad Esposito with Family Property Buyers in St. Charles. I buy Oswego houses directly from owners, in any condition.

I look at the house once, then you get a written offer you can take your time with. And if your house would likely do better listed with an agent, I'll tell you.

Which question brought you here?

Do you buy houses in Oswego?
Who pays the Oswego transfer tax?
What is the Oswego Statement of Open Accounts?
Who is my assessor in Oswego?
Do I need to fix anything before selling?
I'm behind on my mortgage in Oswego. Where do I start?

Does Oswego have a transfer tax?

Yes. Voters approved it in 2022. The village charges $3 for each $1,000 of the sale price, and its transfer stamp page says the buyer pays it. On a $300,000 sale, that is $900.

The buyer sends the village a MyDec or PTAX-203 transfer declaration at least three business days before closing.

What does Oswego check before closing?

After the declaration comes in, the village opens a Statement of Open Accounts for the property. The village says any open invoices on the property must be paid in full before it releases the stamp.

So as the seller, settle your village bills early. Oswego Village Hall is at 100 Parkers Mill, open Monday through Friday, 8 a.m. to 5 p.m.

Is your Oswego house in Kendall or Will County?

The village sits in Kendall and Will counties. Your tax bill names your county.

Kendall side: the Oswego Township Assessor is at 99 Boulder Hill Pass, Montgomery (630-554-3214). Taxes go to the Kendall County Collector, 504 S. Main St., Yorkville.
Will side: taxes go to the Will County Treasurer, 302 N. Chicago St., Joliet.

Where are court cases heard?

On the Kendall side, at the Kendall County Courthouse, 807 W. John St., Yorkville. On the Will side, at the Will County Courthouse, 100 W. Jefferson St., Joliet.

If a probate, divorce or other court case touches the house, talk to your attorney before you sign anything.

What if the house needs work?

You don't have to fix it.

We buy as-is: no showings, no repairs needed. Selling directly to us means you don't list with an agent.

We can often cover closing costs. Your written offer shows your number before you sign.

How do you check out any cash buyer before you sign?

Get the offer in writing. It should show the price and who pays which costs.
Read the whole contract. Ask about any line you don’t understand before you sign.
Have your own attorney. An Illinois real estate attorney can review the contract for you.
Check that the business is registered. You can look it up on the Illinois Secretary of State business search.
Don’t pay upfront fees. You shouldn’t have to pay anyone just to sell your house.
Ask about your right to cancel. Illinois law gives owners behind on a mortgage or taxes extra protections in some sales. An attorney can tell you what applies to you.

This is general information, not legal advice. Talk to an Illinois attorney about your situation.

What happens if you reach out to us?

Tell me about the house. Use the form, call or text (331) 422-3828, or email [email protected].
We look at the house together, in person or by phone.
You get a written cash offer within 24 hours of our first visit or meeting. Show it to your attorney or family before you decide.
If you say yes, we close on your timeline.

Which offices handle an Oswego house?

Village of Oswego, 100 Parkers Mill. Transfer stamp and open accounts.
Oswego Township Assessor, 99 Boulder Hill Pass, Montgomery. 630-554-3214.
County: Kendall County Collector, Yorkville, or Will County Treasurer, Joliet.

What do Oswego owners ask me?

Do you buy houses in Oswego?

Yes. We buy houses as-is across Oswego, on both the Kendall County and Will County sides.

Who pays the Oswego transfer tax?

The buyer. The village's transfer stamp page says buyers buy the stamp before the deed is recorded. The rate is $3 for each $1,000 of the sale price.

What is the Oswego Statement of Open Accounts?

A check of village accounts on the property. Any open invoices must be paid in full before the village releases the transfer stamp.

Who is my assessor in Oswego?

On the Kendall side, usually the Oswego Township Assessor at 99 Boulder Hill Pass, Montgomery. Your tax bill shows your township.

Do I need to fix anything before selling?

No. We buy as-is: no showings, no repairs needed.

I'm behind on my mortgage in Oswego. Where do I start?

Start with a HUD-approved housing counselor. The Consumer Financial Protection Bureau's online tool finds HUD-approved agencies by ZIP code. Talk with a counselor before you sign anything with anyone, including me.